Investments, Insurance & Life Advice
Google the question: “Which is the best Medical Aid in South Africa?” You will find that the answer varies. Some researchers use complaints via Hellopeter.com and the Council for Medical Schemes as a measure. Others use customer satisfaction indices to get an answer. No matter what research method employed, the outcome is never consistent. The …
“What are the top performing investment funds in South Africa?” I often get asked. The answer depends on the time horizon. Over the last three years, the Ninety One Commodity Fund takes pole position among the 263 Rand-dominated funds in South Africa. How has it performed over the last year, the year of the pandemic? …
Vehicle trackers give Peace of Mind A week of mindless looting and destruction in South Africa (July 2021) changed the insurance landscape forever. Crime is still on the increase. Hijacking still on the rise. Tracking devices are essential devices. It’s a proactive measure to deter thieves from stealing your vehicle. It also acts a means …
Driving with expired licences in South Africa. “Pull over,” commands the stoic cop during a routine traffic inspection. Traffic is heavy. Therefore, you are in this quagmire for an hour already. “Why the heck run an inspection campaign during peak traffic?” you said to yourself 30 minutes earlier. But now your mind is on something …
In summary, car insurance in South Africa is tantamount to daylight robbery. More so during a pandemic. Car insurance premiums are unfairly calculated. We are mostly working from home! Yes, I am a Certified Financial Planner and accredited to provide financial advice. So let me say this upfront: what you are about to read is …
Waking up from a reverie… My phone rang frantically on a humid and lazy Sunday afternoon . Numbers I could not recognize. I reluctantly answered. “Joey …. it’s me… John…” Joey is the name that only my closest buddies know me as. But this voice I did not hear for more than 20 years. In …
Happy 2021 fellow readers. Virtual Adviser has developed an online burnout assessment tool. Click on the link above to initiate the process. Enter your details, answer all the questions and receive a score. Your score is interpreted and the result sheet is confidentially emailed to you. Kindly enter the correct email address to ensure that …
Covid-19 has changed how business is done. Virtual Adviser is pioneering autonomous financial advice via bots (investment planning, estate planning, car and life insurance, including funeral plans) in South Africa which inevitably requires the use of electronic signatures. It is therefore important for our clients and followers to understand the ins and outs of electronic …
It is December 2020, we are in a global pandemic. Shopping malls are crammed and online stores are getting sold out of the typical festive season gifts. If you want to play a significant role in changing the lives of the people you care about, then pay careful attention. Here are 15 gift ideas, all …
This addition to our “15 Series” is based on contributions by the Virtual Adviser team of Professors, experienced Medical Doctors, esteemed Health Professionals and Certified Financial Planners. It is profoundly insightful. Every person who is covered by medical aid in South Africa should read it. “Unlimited hospital cover” This is a common advertising strategy used …