Investments, Insurance & Life Advice
Insurance, in general, is a grudge purchase. From all the insurances (life, car, home, credit and funeral), we believe that you should protect your income first. Income determines the quality of life you live. Consequently, income protection insurance is very important. In this article, we discuss income protection insurance. Then we highlight three more reasons …
Hi we partnered up Excel-Skills International to provide an online tax tool for South Africans. The tool is in a trial phase, hence the accuracy has not yet been ascertained and is missing a few important steps. We are working on better tools. In the interim, if you need a qualified tax practitioner to consult …
“How much of Life Insurance do I need?” A question frequently asked. So we did what most financial advisers can not do. We coded a Life Insurance online calculator just for you. It’s free to use, we explain the calculation methodology and is a first for South Africa! [Not covered in this article are Keyman …
You made a decision to join Momentum Medical Aid. Great! But you haven’t applied yet? No problem. Apply online and join in minutes! The good news? You will not be dealing with call centre agents. Join in three steps. Firstly, complete the form below. It takes less than 60 seconds. Secondly, Momentum will email a …
Google the question: “Which is the best Medical Aid in South Africa?” You will find that the answer varies. Some researchers use complaints via Hellopeter.com and the Council for Medical Schemes as a measure. Others use customer satisfaction indices to get an answer. No matter what research method employed, the outcome is never consistent. The …
“What are the top performing investment funds in South Africa?” I often get asked. The answer depends on the time horizon. Over the last three years, the Ninety One Commodity Fund takes pole position among the 263 Rand-dominated funds in South Africa. How has it performed over the last year, the year of the pandemic? …
Vehicle trackers give Peace of Mind A week of mindless looting and destruction in South Africa (July 2021) changed the insurance landscape forever. Crime is still on the increase. Hijacking still on the rise. Tracking devices are essential devices. It’s a proactive measure to deter thieves from stealing your vehicle. It also acts a means …
Driving with expired licences in South Africa. “Pull over,” commands the stoic cop during a routine traffic inspection. Traffic is heavy. Therefore, you are in this quagmire for an hour already. “Why the heck run an inspection campaign during peak traffic?” you said to yourself 30 minutes earlier. But now your mind is on something …
In summary, car insurance in South Africa is tantamount to daylight robbery. More so during a pandemic. Car insurance premiums are unfairly calculated. We are mostly working from home! Yes, I am a Certified Financial Planner and accredited to provide financial advice. So let me say this upfront: what you are about to read is …
Waking up from a reverie… My phone rang frantically on a humid and lazy Sunday afternoon . Numbers I could not recognize. I reluctantly answered. “Joey …. it’s me… John…” Joey is the name that only my closest buddies know me as. But this voice I did not hear for more than 20 years. In …