Investments, Insurance & Life Advice
Structured closure capital for mine decision makers Protect liquidity. Satisfy closure obligations. Fund rehabilitation intelligently. Virtual Adviser helps mine boards, CFOs, environmental executives and mine owners replace static rehabilitation funding approaches with a structured capital solution that preserves banking capacity, supports annual optimisation and gives decision makers a cleaner governance story at board level. Request …
Private education, both brick and mortar, and online, can certainly have its advantages, but it’s important to note that sending your kids to private school is not the sole determinant of their success. My son passed his advanced Computer Engineering degree with distinction (has a job too!), and my daughter has conditional acceptances for medicine, …
Manipulation of the Rand-Dollar Exchange Rate Led by Standard Chartered Plunges a Faltering South Africa into the Abyss. Introduction The financial arena of South Africa has been rocked by a startling revelation. Banks, once pillars of fiscal integrity, stand accused of gross manipulation, distorting the US dollar’s value against the South African rand. This treachery …
Retirement annuity planning is a crucial aspect of financial well-being, and for many South Africans, Retirement Annuities (RAs) offer a flexible and tax-efficient way to save for the golden years. If you’re considering investing in an RA, this guide will provide you with the essential information you need. What is a Retirement Annuity? Why Consider …
Investing in Good Sleep. As a professional in the field of financial planning and a former chemical engineer, I often find myself reflecting on the wisdom imparted by my mentors. One such individual is Mr. Nene, a significant figure in my professional journey. His insights have not only shaped my career but also influenced my …
Introduction The Gut-Skin Symphony: Unraveling the Microbial Interplay in Skin Health. After the last edition, The Gut Microbiome: A Deep Dive into the Nexus of Health and Wealth, I was overwhelmed with requests from readers for help on resolving skin issues such as acne, rosacea, eczema and psoriasis. In earlier editions, I explained how within …
Property Investment in Dubai has been a topic of keen interest and frequent discussion among you, my valued clients, in recent months. Recognizing your curiosity, I’ve decided to delve deep into this subject and present an analysis rooted in facts. I invite you to enjoy this exploration, and don’t hesitate to reach out with any …
Diamonds are forever is the biggest marketing ploy. You can also read this article on Linkedin. As financial advisors at Virtual Adviser, understanding and discerning the concept of ‘value’ is the cornerstone of our profession. It may sound simple on the surface, but value is not as straightforward as it might initially appear. It’s a multifaceted …
Introduction Atrazine: Banned Yet Persistent – A Deep Dive into Water Quality and Its Impact on Gender Identity. There’s an old saying, “Still waters run deep,” suggesting the quiet and calm often conceal more complex realities. Today, we’ll plunge into the depths of water quality issues, focusing particularly on a herbicide named atrazine, its residual …
Evaluating the Risk-Return Tradeoff in Multi-Asset Equity Funds. South Africa’s investment sphere presents an intriguing paradox, inviting an incisive exploration into the multi-asset equity funds landscape. Our research, “Evaluating the Risk-Return Tradeoff in South African Multi-Asset Equity Funds: A Case for Skillful Fund Selection in High Equity Portfolios,” ventures into this maze of investment dynamics. …