Why I did not send my kids to private school

Private education, both brick and mortar, and online, can certainly have its advantages, but it’s important to note that sending your kids to private school is not the sole determinant of their success. My son passed his advanced Computer Engineering degree with distinction (has a job too!), and my daughter has conditional acceptances for medicine, …

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Retirement Annuity Basic Guide

Retirement annuity planning is a crucial aspect of financial well-being, and for many South Africans, Retirement Annuities (RAs) offer a flexible and tax-efficient way to save for the golden years. If you’re considering investing in an RA, this guide will provide you with the essential information you need. What is a Retirement Annuity? Why Consider …

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The Gut-Skin Symphony

Introduction The Gut-Skin Symphony: Unraveling the Microbial Interplay in Skin Health. After the last edition, The Gut Microbiome: A Deep Dive into the Nexus of Health and Wealth, I was overwhelmed with requests from readers for help on resolving skin issues such as acne, rosacea, eczema and psoriasis. In earlier editions, I explained how within …

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Property Investment in Dubai: Pros, Cons, & Considerations

Property Investment in Dubai has been a topic of keen interest and frequent discussion among you, my valued clients, in recent months. Recognizing your curiosity, I’ve decided to delve deep into this subject and present an analysis rooted in facts. I invite you to enjoy this exploration, and don’t hesitate to reach out with any …

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Diamonds and The Psychology of Value

Diamonds are forever is the biggest marketing ploy. You can also read this article on Linkedin. As financial advisors at Virtual Adviser, understanding and discerning the concept of ‘value’ is the cornerstone of our profession. It may sound simple on the surface, but value is not as straightforward as it might initially appear. It’s a multifaceted …

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Atrazine: Banned Yet Persistent – A Deep Dive into Water Quality and Its Impact on Gender Identity

Introduction Atrazine: Banned Yet Persistent – A Deep Dive into Water Quality and Its Impact on Gender Identity. There’s an old saying, “Still waters run deep,” suggesting the quiet and calm often conceal more complex realities. Today, we’ll plunge into the depths of water quality issues, focusing particularly on a herbicide named atrazine, its residual …

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Evaluating the Risk-Return Tradeoff in Multi-Asset Equity Funds

Evaluating the Risk-Return Tradeoff in Multi-Asset Equity Funds. South Africa’s investment sphere presents an intriguing paradox, inviting an incisive exploration into the multi-asset equity funds landscape. Our research, “Evaluating the Risk-Return Tradeoff in South African Multi-Asset Equity Funds: A Case for Skillful Fund Selection in High Equity Portfolios,” ventures into this maze of investment dynamics. …

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Fortifying Finances Amidst Unpredictable Climates: A CFP’s Guide

Introduction Fortifying Finances Amidst Unpredictable Climates: A CFP’s Guide. As South Africa gears up for the forthcoming winter months, the forecast indicates a potential escalation in weather-related challenges. While physical readiness is paramount, the financial implications must also be a focal point of your preparation. This proactive financial fortification can mitigate the shock of unforeseen …

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