Investments, Insurance & Life Advice
Diamonds are forever is the biggest marketing ploy. You can also read this article on Linkedin. As financial advisors at Virtual Adviser, understanding and discerning the concept of ‘value’ is the cornerstone of our profession. It may sound simple on the surface, but value is not as straightforward as it might initially appear. It’s a multifaceted …
Entrepreneurs: in this article, we’ll be discussing effectuation – a theory of causation that is often applied to entrepreneurship. We’ll explore what effectuation is, how it works, and whether or not it can be used in other areas outside of entrepreneurship. What is Effectuation? Effectuation is a theory of entrepreneurship that suggests that entrepreneurs create …
Aluminium is a neurotoxic chemical, new studies report. This means that it can damage the brain and nervous system. The study’s authors say that this could be one reason why rates of Alzheimer’s disease are rising.
“How much of Life Insurance do I need?” A question frequently asked. So we did what most financial advisers can not do. We coded a Life Insurance online calculator just for you. It’s free to use, we explain the calculation methodology and is a first for South Africa! [Not covered in this article are Keyman …
Vehicle trackers give Peace of Mind A week of mindless looting and destruction in South Africa (July 2021) changed the insurance landscape forever. Crime is still on the increase. Hijacking still on the rise. Tracking devices are essential devices. It’s a proactive measure to deter thieves from stealing your vehicle. It also acts a means …
Driving with expired licences in South Africa. “Pull over,” commands the stoic cop during a routine traffic inspection. Traffic is heavy. Therefore, you are in this quagmire for an hour already. “Why the heck run an inspection campaign during peak traffic?” you said to yourself 30 minutes earlier. But now your mind is on something …
In summary, car insurance in South Africa is tantamount to daylight robbery. More so during a pandemic. Car insurance premiums are unfairly calculated. We are mostly working from home! Yes, I am a Certified Financial Planner and accredited to provide financial advice. So let me say this upfront: what you are about to read is …
The terms and conditions of your insurance policy schedule may change significantly over time. This happens often when regulations change or when your insurance company ushers internal changes. If you have not updated your postal or email address, you are most likely not aware whether a change has occurred. Even if you are aware of …