Investments, Insurance & Life Advice
We all know the feeling of pleasure. It’s that momentary burst of joy we feel when we finally get what we wanted. But is it really happiness? In this article, we’ll explore 5 reasons why pleasure is not happiness. What is happiness? There are many different interpretations of what happiness is. For some people, happiness …
Find Your Purpose. It’s More Important Than Money.
It’s not just any number, it’s your credit score, get to know it. Your credit score is an indication of your creditworthiness to lenders, and it affects the interest rate you’ll be offered on loans such as mortgages and car loans. We are in a hyperinflation environment, you need to ensure that your interest charges …
If you’re a South African citizen, it’s important to have a legal Will in place. This document outlines your final wishes and ensures that your loved ones are taken care of according to your wishes. Without a Will, the distribution of your assets will be decided by the courts, which can be a lengthy and …
Insurance, in general, is a grudge purchase. From all the insurances (life, car, home, credit and funeral), we believe that you should protect your income first. Income determines the quality of life you live. Consequently, income protection insurance is very important. In this article, we discuss income protection insurance. Then we highlight three more reasons …
Hi we partnered up Excel-Skills International to provide an online tax tool for South Africans. The tool is in a trial phase, hence the accuracy has not yet been ascertained and is missing a few important steps. We are working on better tools. In the interim, if you need a qualified tax practitioner to consult …
“How much of Life Insurance do I need?” A question frequently asked. So we did what most financial advisers can not do. We coded a Life Insurance online calculator just for you. It’s free to use, we explain the calculation methodology and is a first for South Africa! [Not covered in this article are Keyman …
You made a decision to join Momentum Medical Aid. Great! But you haven’t applied yet? No problem. Apply online and join in minutes! The good news? You will not be dealing with call centre agents. Join in three steps. Firstly, complete the form below. It takes less than 60 seconds. Secondly, Momentum will email a …
Google the question: “Which is the best Medical Aid in South Africa?” You will find that the answer varies. Some researchers use complaints via Hellopeter.com and the Council for Medical Schemes as a measure. Others use customer satisfaction indices to get an answer. No matter what research method employed, the outcome is never consistent. The …
“What are the top performing investment funds in South Africa?” I often get asked. The answer depends on the time horizon. Over the last three years, the Ninety One Commodity Fund takes pole position among the 263 Rand-dominated funds in South Africa. How has it performed over the last year, the year of the pandemic? …