15 Pertinent Questions Regarding Electronic Signatures in South Africa

Covid-19 has changed how business is done. Virtual Adviser is pioneering autonomous financial advice via bots (investment planning, estate planning, car and life insurance, including funeral plans) in South Africa which inevitably requires the use of electronic signatures. It is therefore important for our clients and followers to understand the ins and outs of electronic …

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15 Myths about Medical Aid

This addition to our “15 Series” is based on contributions by the Virtual Adviser team of Professors, experienced Medical Doctors, esteemed Health Professionals and Certified Financial Planners. It is profoundly insightful. Every person who is covered by medical aid in South Africa should read it. “Unlimited hospital cover” This is a common advertising strategy used …

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15 Reasons to Fire Your Financial Adviser

In the near future AI will replace financial advisers that sell life insurance and off-the-shelf investment products. At Virtual Adviser we are close to building the AI platforms to do that. It’s simple, really. Based on key financial metrics, a person’s financial need can be ascertained. Coupled with affordability calculations, the extent to which the …

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15 Factors that Determine Your Motor Insurance Premiums in South Africa.

Two people driving the same vehicle rarely pay exactly the same insurance premium. Sometimes the difference can be quite significant. There are a number of factors that contribute to your car premium. It’s not advisable to chase the lowest premium due to a number of hidden risks. What you need is an independent perspective on …

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15 Legal Ways to Reduce Taxes

NOTE: Some of these are no longer applicable based on the 2021 Budget speech. Contact [email protected] for more information. South Africa: Times are tough. Money saving strategies must be taken seriously. I provide fifteen actionable tips to reduce your tax. Some seen before, others often overlooked. If you do the first step, you will accomplish …

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