The IRR Proposal for Economic Stimulus Through VAT Reduction: A Comprehensive Analysis of South Africa’s Fiscal Reform Options

Prudent financial planning is essential for the sustainable success of individuals, households, businesses, and governments alike. Many successful entities have partnered with Virtual Adviser to achieve significant financial outcomes through strategic guidance. In this analysis, we extend our expertise to address South Africa’s fiscal challenges, offering independent, ethical, and evidence-based financial recommendations to policymakers within …

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Breaking Barriers on the Fairway: Dylan Naidoo Makes History as First Person of Colour to Win Investec South African Open

Dylan Naidoo’s journey from a four-year-old child picking up his first golf club to becoming the first person of colour to win the prestigious Investec South African Open represents not only a personal triumph but a significant milestone in South African sports history. On a rain-soaked Sunday at the historic Durban Country Club, the 27-year-old …

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The Rise of Envy: The Sophisticated Weakness Driving Human Behavior

In the symphony of human emotions, certain chords, like the rise of envy, ring louder than others. Greed announces itself boldly; anger erupts in fiery bursts; lust reveals its intentions openly. Yet envy, the quiet violin of this orchestra, plays its subtle tune beneath the surface. Unseen and often unacknowledged, envy is the sophisticated weakness …

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Crypto Assets: Elevate Your Portfolio with Advanced Strategies

In a nutshell: A group of highly qualified, experienced and exceptionally talented individuals got the go ahead from the South African regulator, FSCA, to diversify their client’s investment portfolios to include crypto assets. The authorized crypto fund discussed in this article has delivered a return of 31% (88% as of November 2024), net of all …

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NHI Compromise in South Africa: Reshaping Public-Private Healthcare Dynamics

The NHI compromise in South Africa reflects a tug-of-war between the country’s healthcare ideals and pragmatic concerns over its capacity to deliver universal care. Spearheaded by the Hospital Association of South Africa (HASA), the proposal to mandate healthcare insurance for formally employed individuals offers a way to ease pressure on the public system while expanding …

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Ferdinand and the Bull Markets

A Market Analogy for Cautious Investors Ah, Ferdinand. The gentle giant who preferred smelling flowers to snorting and charging. But what if he wasn’t just a cartoon character, but a metaphor for investors navigating a confusing market climate? Just like Ferdinand, many investors today are drawn to the alluring fragrance of potential growth. Bullish whispers …

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An Urgent Plea for Water: Holding ANC-Run Municipalities Accountable in KwaZulu Natal’s Crisis

23 January 2023 To the Leadership of the ANC-Run Local Municipalities in KwaZulu Natal, I write this letter not merely as a critique but as an outcry from the depths of despair and indignation felt by the citizens of Verulam, Phoenix and other towns in KwaZulu Natal, who have been subjected to an intolerable existence …

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The Misconception About TB in South Africa: A Closer Look

“If you are South African, you have TB, latent TB at best… actual full-blown TB, worst case.” This statement, while alarming, is a common misconception. Let’s go into the data and statistics to understand the real situation surrounding Tuberculosis (TB) in South Africa. 1. Prevalence of TB in South Africa According to the World Health …

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Inzalo y’Langa: Portals to a Brighter Financial Future

Introduction In the heart of Mpumalanga, South Africa, stands a testament to time and history – Adam’s Calendar, also known as “Inzalo y’Langa” or “The Birthplace of The Sun”. This ancient stone circle, often dubbed the ‘African Stonehenge’, whispers tales from a time long past, possibly predating renowned structures like Stonehenge and the Great Pyramid …

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